Terms and Conditions

Effective April 12, 2022, CallingCards is a service of Miron Enterprises, LLC ("Miron"), one of the largest ethnic telecommunication providers in the world based in Atlanta, Georgia. From and after that date, services will be provided through Miron or one of its affiliates, using services acquired from one or more third-party telecommunications carriers.

All customers of CallingCards.com, CallingCard.com and MobileCaller.com before the aforementioned effective date of April 12, 2022 are to still be serviced by Universal Calling, Inc. All inquiries regarding your services prior to April 12, 2022 will be directed to Universal Calling, Inc. Neither Miron nor its affiliates will be liable for any service failures, errors or issues arising prior to April 12, 2022.

General terms of use

By visiting and shopping at CallingCards you accept these Terms and Conditions.
The use of this website is expressly conditioned on your acceptance of all terms and conditions stated herein and any other place on this website. DO NOT USE THIS WEBSITE OR ANY CallingCards PRODUCT OR SERVICES if you do not accept all the terms and conditions stated herein and at other places (including but not limited to: Frequently Asked Questions, Privacy Policy) on this website.

It is a federal AND state offense to purchase any product or service by fraudulent means. Products and/or services purchased on this website shall not be used for any unlawful purpose. By using our website, you represent that you are at least 13 years old. Persons who are at least 13 years of age but under the age of 18 may only use our Websites with legal parental or guardian consent. Accordingly, you agree that you are at least 18 years of age or older or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, representations and warranties set forth in the Terms and Condition; otherwise, please exit the Website.

By using CallingCards' services the user accepts the rates, terms and conditions identified on this website. CallingCards may change or modify the Terms from time to time without notice other than posting amended Terms on this Website. CallingCards reserves the right to change, modify or discontinue, temporarily or permanently, the Website (or any portion thereof), including any and all content contained on the Website, at any time without notice. You agree that CallingCards shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Website.

Whenever you provide us information on our Website, you agree to: (a) provide true, accurate, current and complete information and (b) maintain and promptly update such information to keep it true, accurate, current and complete. If you provide any information that is, or we have reasonable grounds to suspect that it is, untrue, inaccurate, not current or incomplete, CallingCards may without notice suspend or terminate your access to our Website and refuse any and all current or future use of our Website (or any portion thereof). Please select a password that would not be obvious to someone trying to guess your password, and change it regularly as an added precaution. Furthermore we recommend you use a different password from the email account as an additional security measure. You are responsible for maintaining the confidentiality of the password and account, and you are fully responsible for all activities that occur under your password or account identification. You should make every effort to safeguard your account data. CallingCards is not responsible for lost or stolen account data or unauthorized use. You agree to immediately notify CallingCards of any unauthorized use of your password or account or any other breach of security.

Credit/debit card fraud is a criminal offense. At CallingCards we use automated and manual systems to confirm proper credit card authorization, including having CallingCards representatives call persons who have signed up for CallingCards services. We also track every transaction. Information related to fraudulent transactions, including but not limited to IP addresses, detailed transaction records and email addresses is collected. The information will be provided to appropriate law enforcement officials consistent with applicable law when required to assist in the prosecution of any persons attempting to commit fraud on CallingCards websites or in using or accessing CallingCards services.

CallingCards is the sole owner of the information collected on this website. We will not sell, share, or rent this information to a third party for marketing or any other purposes. We collect, retain, and use only the information that is necessary for you to administrate your CallingCards account to enforce our rights under these Terms and Conditions, or as otherwise required by applicable law. Therefore, it is required for you to provide certain information upon using portions of our websites. Such information includes your name (either your name, company, or organizations name), address, phone number, email address, and other information gathered through the applicable process.

CallingCards does not store credit/debit card information. CallingCards websites communicate over Secure Socket Layer protocol to ensure protection of your personal data. CallingCards however shall not be responsible for the security of your data or for fraudulent use of credit card to make purchases on this website, nor shall CallingCards be obligated to make refunds or to provide any compensation where such fraudulent use occurs. CallingCards will actively cooperate with law enforcement authorities in prosecuting anyone who uses this website or products/services sold over this website for unlawful use. CallingCards is not responsible if the card holder's issuing bank does not authorize online transactions.

CallingCards will refund the amount for any unused product to any customer who is dissatisfied with its services. The refund policy applies only for claims received by CallingCards within 60 days of the purchase date of the affected product. Any promotion or discount applied to an order for which a refund is provided will be deducted from the amount of the refund.

By calling our Customer Service you agree that the call may be recorded for quality assurance or training purposes. The recordings may also be used in the remote event of fraud investigation. However, we do not sell, share or rent any of the audio recordings made during our order verification process or during standard customer queries; except that we may share such recordings with law enforcement as required by applicable law or legal process.


CallingCards may discontinue, change, or suspend any aspect of the website or any product or service offered by CallingCards at any time. CallingCards may change, discontinue or suspend the availability of any database, content, feature, or product of the website. CallingCards may impose limits on features, including services, use or restrict your access to parts or to the entire website without notice or liability.

In no event shall CallingCards, its employees, officers, representatives, service providers, suppliers, licensors, and agents be liable for any direct, special, indirect, incidental, exemplary, punitive or consequential damages, or any other damages of any kind, including but not limited to, loss of use, loss of profits, or loss of data, whether in an action in contract, tort (including but not limited to negligence), or otherwise, arising out of or in any way connected with (i) the use or inability to use the websites or the content, materials, software, information or transactions provided on or through the websites, or (ii) any claim attributable to errors, omissions, or other inaccuracies in the websites or the content, materials, software, information, products, or services on or available through the websites, (iii) the cost of procurement of substitute goods and services resulting from any products, data, information or services purchased or obtained or messages received or transactions entered into through or from our website; (iv) unauthorized access to or alteration of your transmissions or data; (v) statements or conduct of any third party on our website; (vi) the delay or failure in performance resulting from an act of force majeure, including without limitation, acts of god, natural disasters, communications failure, governmental actions, wars, strikes, labor disputes, riots, shortages of labor or materials, vandalism, terrorism, non-performance of third parties or any reasons beyond their reasonable control; or (vii) any other matter relating to our website, even if CallingCards or its authorized representatives have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with the website and/or website-related services is to stop using the website and/or those services.

Dispute arising from purchase on this website or relating to this agreement, if not settled by the parties in good faith, may at their discretion, be submitted for arbitration to American Arbitration Association (AAA) at their offices in Georgia. All disputes, including interpretation of Arbitration Award shall be subject to laws of State of Georgia, and jurisdiction shall reside with Federal and State Court in Georgia. Prevailing party in the dispute shall be entitled to, in addition to any damages or relief, to reasonable expenses and attorney fees from the other party.

You agree not to file a credit card or debit card chargeback with regards to any purchase made on the website but instead try to resolve the issue with the service provider - CallingCards. If you do not remember making the purchase - call the number on your statement next to the charge.
In the event that you breach this agreement and file a chargeback, upon a resolution in our favor of the chargeback by either the credit card issuing bank, the credit/debit card processor or by VISA or MASTERCARD, you agree to reimburse us for any costs incurred in researching and responding to such chargeback, including without limitation, our actual costs paid to the credit/debit card processor or our banks and the reasonable value of the time of our employees spent on the matter, as determined in our discretion in good faith.
In the event that a chargeback is placed or threatened on a purchase, we also reserve the right to report the incident for inclusion in chargeback abuser database(s). We use various credit reporting agencies and will send a default notice to them upon receiving a fraudulent order and/or chargeback. This in turn will seriously affect your credit rating. We are under no obligation to mark the debt as paid, even after we receive further payment to rectify the situation. We use several credit reporting agencies from Australia, United States, New Zealand, United Kingdom and several countries in Europe. In the event of a chargeback or in the event any payment is declined or not timely made, we reserve the right to suspend the affected services until payment in full is made.

These Terms and Conditions may be available in multiple languages; in the case of a conflict between any other language version and the English language version of these Terms and Conditions, the English language version shall always control.

Termination of service - Unacceptable use of service

When using CallingCards, you also agree to comply with our usage policy. Therefore, here are some specific things that we don’t want you to use CallingCards for, including, but not limited to:
  • Illegal, abusive, threatening or fraudulent purposes;
  • Using the service for actions which may be interpreted as harassing, defamatory, slanderous, deceptive, indecent, pornographic, libelous, invasive of another's privacy, or racially, ethnically or otherwise offensive, hateful or abusive, death threats, terrorist threats and any other uses related to terrorism;
  • Providing altered, deceptive, or false information about the identity of the sender or the origin of a message or phone call;
  • Sending mass unsolicited messages, or other types of abusive, unsolicited, or other mass automated communications, including, but not limited to: viruses, worms, Trojan horses, rootkits, password crackers, adware, or any other computer programs that may damage, interfere with, secretly intercept or seize any system, program, data, or personal information;
  • Attempting or helping other people in any of the activities mentioned above.

We reserve the right to update the list of things we don’t want you to use CallingCards for, to add new types of use we consider unacceptable. We also reserve the right to act immediately and without notice to restrict, suspend, or terminate your use of the service in case you have disregarded the rules above.


No refunds will be provided if the service is terminated for violating the "Unacceptable use of service" policy.

Voice Credit Service Agreement—Subject to change at any time in the sole discretion of service provider

  • Rates may vary and are subject to change without prior notice.
  • Toll free restrictions: CallingCards US Toll Free Numbers are available for use in US Continental only (48 Contiguous State and DC). They cannot be accessed from Alaska, Hawaii and Puerto Rico;
  • Calls made from payphones are available only through Local Access Numbers.
  • CallingCards has multiple access numbers available. Please refer to our websites to verify a complete list before buying the service.
  • Calls made in the US using the Toll Free Access Number will incur an additional charge. Please refer to our websites for charges related to Toll Free Access Number calls made from outside the US.
  • By using the Local Access Numbers the user accepts the charges for the local call he made to our number imposed by his telephone provider company.
  • All the rates on the website are calculated on the Highest Denomination of the Calling Plans.
  • Calls are billed in increments of one minute or three-minute rounding depending on the plan selected, with fractions thereof rounded up to one minute or three minutes respectively.
  • All sales are final. PIN numbers, once credited are non refundable, non transferable and non exchangeable. PIN numbers have no cash value.
  • PINless is not a default feature and once the customer chooses to set his phone number for PINless dialing he is responsible for all the calls placed from that number; if the customer shares his phone with someone else we strongly recommend not to use this feature.
  • Customer can activate Automatic Recharge for his account; once this feature is activated the customer agrees to the charges that will apply on the credit/debit card when his balance drops below the set amount; the customer will select the amount he wants to be added on his account when activating Automatic Recharge; Automatic Recharges are considered customer activities.
  • Call details provided by the customer service of the carrier regarding the usage of a prepaid phone are final and will be considered authentic record/proof about the usage of the plan.
  • Call history from the customer's account is available for the last 30 days.
  • The Voice Credit balance of your account becomes inactive after a 6 month period of inactivity (no call or no order registered in the last 180 days). If you wish to reactivate your Voice Credit balance please contact our Customer Service team. All such actions will be confirmed via email. Please note we are not obligated to refund you the remaining balance left in your prepaid service account.

Web Call Service Agreement — Subject to change at any time in the sole discretion of service provider

  • CallingCards will use commercially reasonable efforts to make access to Web Call available to the user through the required access protocols, but makes no warranty or guarantee that the user will be able to access Web Call services at any particular time or location.
  • CallingCards is not responsible and will not offer any refunds for any loss you may incur in case of mistyping the recipient's phone number or entering incorrect information.
  • Customer will be charged from his Voice Credit balance for each SMS processed by CallingCards. A refund will be offered only in the remote cases when CallingCards is notified by its providers that the SMS was not sent.
  • Web Call is a service purely designed for residential usage. Any unauthorized commercial use of the service is expressly prohibited.
  • The customer agrees to abide by all applicable local, national and international laws and regulations. By way of example, and not as a limitation, the customer agrees not to:
    • Use the service in connection with chain letters, junk SMS messages, spamming or any unsolicited messages (commercial or otherwise);
    • Transmit through the service, associate with the service or publishing with the service unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature.

Monthly Plan Service Agreement — Subject to change at any time in the sole discretion of service provider

  • The monthly plan is a subscription purely designed for residential usage.
  • If you subscribe to our monthly plan we will provide the service solely to you for normal residential, non-commercial use. You and only those of your immediate family members who reside in your personal residence can use the service. The monthly plan is provided primarily for continuous live dialog between two individuals. Unusual call patterns, excessive conferencing or call forwarding, excessive numbers and/or consistent excessive usage will be considered indicators of non-residential use. Any other indicators of impermissible usage may trigger an account review or further action by us.
  • World Unlimited is the monthly subscription available on CallingCards.com. It includes unlimited international calls to landlines and mobiles in 50+ countries, as described on the website. The destinations are subject to change at our sole discretion.
  • By subscribing to CallingCards.com's monthly plan the customer agrees to be charged every 30 days (including the day of purchase) from their credit/debit card or PayPal account. To cancel the subscription the customer must deactivate the service from his account. Regardless of the number of minutes used the customer will be charged monthly for his subscription. The monthly fee is non-refundable.
  • Monthly plan tariffs are subject to change without any prior notice.
  • The monthly plan will be automatically renewed every 30 days, unless a customer decides to change or renew a plan during the billing cycle, which is possible. Unused minutes of a monthly plan will not be added to your next month balance in case of automatic renewal. Unused minutes expire at the end of the 30 day usage period.
  • If a plan is changed or renewed during the billing cycle, any remaining balance will roll over for the next 30 days
 (except for unlimited plans if available). The customer will be charged on the spot, which initiates a new billing cycle starting with the day when the plan was manually changed or renewed.
  • Any change made during the billing period comes to effect immediately after the request has been processed by the system.
  • The service can be canceled at any time from the account. Once the subscription is canceled the customer is no longer charged.
  • If available, the usage of the unlimited monthly plan can not exceed 4000 minutes/month or to the average customary use by other customer, as determined by CallingCards.com in a given period of time also determined by CallingCards.com.

Rate Plans

  • CallingCards rate plans are individual products with unique rates and fees. The following rate plans are available to existing and new customers: Clear Choice (no maintenance fee), Simple Calls (a weekly fee of ⁦$0.99⁩ with 1-minute rounding), and Top Value (a weekly fee of ⁦$0.99⁩ with 3-minute rounding). Each plan offers a different set of rates.
  • By selecting a paid rate plan with your first Voice Credit purchase, you agree to have the rate plan fee deducted from your Voice Credit balance the next day, and then every 7 days from that moment on, until you decide to change it or close your account.
  • The plan validity periods for each plan are as follows:
    • Clear Choice: 180 days from the last account activity (call, SMS, or recharge). After the 180 days, your Clear Choice plan will automatically be converted to Simple Calls, which will incur a weekly fee of ⁦$0.99⁩, deductible from your Voice Credit balance.
    • Simple Calls: continuous plan validity (it automatically renews every week until you decide to change it or close your account)
    • Top Value: continuous plan validity (it automatically renews every week until you decide to change it or close your account)
  • For clarity, plan validity applies only to the length of time you will be on a specific rate plan and not the period of time the rates will be in effect, as CallingCards reserves the right to change rates at any time on any rate plan.
  • Accounts converted to Simple Calls as a result of inactivity will remain on this rate plan and can not be changed unless recent activity is generated in the account (call, SMS, order).
  • Plan enrollment fees are non-refundable. If you selected a paid rate plan by mistake, please contact our Customer Support team. We will consider requests for refunds of plan enrollment fees if you contact us within two days of a charge and there has been no usage on that plan.
  • All rate plan fees and call charges will be deducted from your Voice Credit balance, or any other available balance, if the case.
  • You can change your rate plan at any time. Each change to a new rate plan will incur the plan enrollment fee associated with the respective rate plan.
  • Rate plan fees do not trigger Auto Recharge: if your balance gets below because of a rate plan fee and the Auto Recharge feature is ON for your account, no Auto Recharge order will be placed. Only a call or SMS can trigger Auto Recharge.

Mobile Recharge Service Agreement — Subject to change at any time in the sole discretion of the service provider

  • We are responsible for collecting all payments for orders you have placed on this website. Payment is authorized at the time the order is placed by you, and the payment will be taken from the bank account registered in your account. The rates for mobile recharges are subject to change without any prior notice.
  • A processing fee of minimum $1 will apply to each transaction. We reserve the right to change our rates, fees or payment options at any time without notifying you in advance.
  • This product is purely designed for residential usage. We will terminate the service agreement if otherwise suspected. This Agreement does not have a minimum or finite duration and will continue to be binding on the parties until it is terminated. We may terminate the Agreement at any time. We reserve the right to process or cancel any transactions in progress on termination of this Agreement or on suspension or withdrawal of the Service.
  • CallingCards is not responsible and will not offer any refunds for any loss you may incur in case of mistyping the recipient's phone number, choosing the incorrect operator or entering incorrect information.
  • It may take up to 24 hours for the mobile operator to update the credit to the prepaid number you selected.
  • Some countries apply local taxes beyond our control. If the country you send mobile credit to is one of them, the specific value that sums up the local taxes will be deducted from your order value, as displayed on the online ordering form on the website. Local taxes are beyond the control of this service. They are assessed and levied by a local entity or authority such as a state, county, municipality, or a local operator in this case. These local taxes can include only the VAT, or the VAT and other fees established by the municipality, the carrier providing the local mobile service, or a national law. The processing fee is what CallingCards adds to the order value to cover for international transaction costs. The service processing fee will be displayed in the checkout, which is the last step in the purchase process.
  • Some operators may apply VAT and taxes that will be deducted from the mobile recharge amount based on the local rules of the destination network.
  • Once the recharge is accepted by the operator whose contact information is available on the invoice, the operator becomes responsible for completing the recharge.

Travel eSIM Agreement — Subject to change at any time in the sole discretion of service provider

Device Compatibility
The customer is responsible for verifying that their device is compatible with eSIM technology and unlocked for network usage. Device compatibility may vary depending on the carrier and country of origin, so the customer should refer to the list of eSIM compatible devices provided on the website. Please note that the list may not be exhaustive.

Start, duration, and termination of the contract
The service contract for Travel eSIM begins when the customer places an order on the website. Activation of the eSIM and adherence to the Activation Policy are the customer's responsibility. The contract will be terminated if the customer lacks an active data package or deletes the eSIM from the device.
Any data packages which are not activated within twelve (12) months of purchase shall expire without any refund to you. Any eSIM which is not used within twelve (12) months of allocation may be canceled and you may be required to place a new order and install a new eSIM to your device.

eSIM Delivery
After completing the purchase, the customer will be sent a confirmation email. The order status page and the confirmation email will provide all the necessary information for installing the eSIM.

Once purchased, all Travel eSIM data packages are provided as-is in their original form and cannot be further modified or customized based on individual requests.

Liability and warranty
CallingCards.com holds no responsibility for any negative consequences that may arise from the unavailability or intermittent availability of the provided service for Travel eSIM and does not offer any assurance of continuous network service availability.

Refund, cancellations, modification policy
  • If the Travel eSIM cannot be installed and used due to a technical problem originating from CallingCards.com, the customer has the right to request a refund or a change.
  • Refund requests must be submitted within thirty (30) days from the date of purchase, provided that extensive troubleshooting has been conducted and activation is no longer possible.
  • It is crucial for the customer to cooperate promptly in resolving the issue; otherwise, the refund may not be granted.
  • Each data package has its own validity period, and no refunds will be provided for any remaining data when the validity period expires.
  • No refunds or compensation will be issued for charges incurred from alternate phones, alternate SIM cards, hotel phones, or any other charges not directly related to the customer's Travel eSIM product.
  • In cases of fraudulent purchases, CallingCards.com reserves the right to refuse any refund if there is evidence of abuse, violation of terms and conditions, or any fraudulent activities associated with using Travel eSIM products and services.
  • Once the eSIM is installed by the customer, it will be considered as used, and no refunds will be provided for accidental purchases.
CallingCards.com does not monitor access to age restricted services. If any user of the Services is under the relevant age permitted to access certain services, it is the responsibility of the parent to ensure that relevant protocols are installed on relevant devices to prevent access.

Service Accessibility

Accessibility Records
CallingCards keeps records of any interaction established between the company and any impaired individual who contacted the company’s customer support team through any of the following methods: chat, email, phone, or postal mail. Records are registered and saved for an undefined period of time; they are confidential and will be used only to determine statistics, general trends, or recurrent requests of the customers. Records can also be used to analyze, improve & develop features or options to further meet customers needs in regards to service accessibility and usability.

Accessibility features
As a website owner, CallingCards is responsible to adjust its features and services so that its website content is compatible with the majority of the browsers available on the market. Moreover, CallingCards.com can be used with any of the rendering devices used by visually impaired individuals. The content is not encrypted and can be accessed by audio rendering programs.

Any visually impaired individual can use his/her regular phone or special device to make use of our Service & applications, to the extent to which he/she is able to use his/her device and dial regular numbers such as: access numbers, PIN numbers, or numbers saved in their phone’s Contacts list.

We’re committed to offering accessibility support to our Customers with vision, hearing, mobility, and speech limitations. Therefore, any question regarding the use or accessibility of our Services can be solved over the phone or email. Our Customer support team is prepared and able to accept calls that use audio rendering devices or any other special devices used by people with disabilities. Still, the Services offered by CallingCards can be purchased solely online through the paying platforms available on CallingCards.com.

More Resources
Mobile Speak and Mobile Magnifier are useful innovative applications designed for people with low vision. Both applications, such as many others available on the market can be used when accessing our website from a smartphone. Mobile Speak and Mobile Magnifier are third-party applications and require a separate license from the developer. CallingCards is not responsible for the performance of third-party applications or services.


Contacting the Website
If you have any questions about this website, you may contact us at:


4780 Ashford Dunwoody Rd, Suite A 236
Atlanta, GA, 30338
United States
CallingCards - Europe
Soseaua Alba Iulia, 40
550018 Sibiu


United States, Toll Free: +1-866-722-1588


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